MEDICARE

Originating in the 1960s, Medicare is a government-provided fee-for-service ​insurance program intended primarily for seniors. The program encompasses ​several distinct parts, each of which is outlined below.

• Medicare Part A covers facility-based care such as hospital visits, emergency ​room services, hospice, and nursing home care.
  
• Medicare Part B covers traditional outpatient treatments and services, ​including vaccinations, lab tests, mental health services, outpatient ​operations, durable medical equipment, and most other medical services not ​performed in a hospital.
  
• Medicare Part C (Medicare Advantage) covers elements of Parts A, B, and ​sometimes Part D.
  
• Medicare Part D covers prescription drugs.
  
• Supplement Plans (Medigap) comes through private insurance companies ​and aims to fill in the “gaps” left in the traditional Medicare coverage.
  

Know Your Choices

While standard Medicare offers coverage for a wide variety of services, you may ​find that a different plan through a separate insurance carrier better fits your ​needs. If you are interested in an alternative plan, we can help you find coverage ​through either Medigap or Medicare Advantage. Both of these plans offer ​additional support through third-party insurers, and they are required to ​provide equal or better coverage when compared to regular Medicare.

*Disclaimer: This page has not been reviewed or endorsed by Medicare.gov or any ​member of the Centers for Medicare & Medicaid Services (CMS).

If you believe that Medigap or Medicare Advantage ​are right for you, contact us today to discuss your ​insurance options.